55 Beulah Road, Walthamstow, London

Taking out a mortgage is a financial devotion which will be with you for decades. It would be useful if you consider whether you will be able to meet repayment responsibilities if you tolerated a financial burden or whether you should consider mortgage insurance. This is because in most cases, our mortgage is the largest monthly payments.

At Pearson McKinsey, we are here to help you find the right mortgage insurance and income protection.

Our advisers are ready to help you find the best deal and move into your new home as soon as possible.

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You have to think of everything when it comes to mortgage. Even if you may not like the sound of it. For example, if some day, your household’s income has been suddenly lost, would you still be able to pay your mortgage?

No one wants to think about losing their income, no matter the situation, be it temporarily, or permanently. This would instantly put us in a financial burden. The sad truth is, bad situations take over families every day in the UK.

There is a wide variety of different protection products to examine, such as life insurance, income protection insurance and calculating the level of income you would need to cover the essentials you need if you go through a financial crisis.

We will let you know what your options are and how to proceed if you experience any financial shock.


WHY CHOOSE US AS MORTGAGE ADVISERS?

We have knowledge and most importantly experience to help guide you throughout the whole mortgage labyrinth, aiding you to make the correct decisions and when to make them. We will support you until the day that you will pick up your keys.

Get in touch with an expert tax accountant in London.

020. This level of the grant may be revised in January 2021.

The way of calculating usual hours for claiming under the Furlough Scheme will be subject to whether the employee was hired between 20 March and 30 October 2020 or whether the employer has claimed before for the employee prior to 31 October 2020 and the employer claims on behalf of the employee for the first time on or after 1 November 2020.

It should be noted that until 30 November 2020, you can claim on behalf of the laid-off employees serving the notice period. However, they will not be able to claim in regards to a redundancy payment.

However, according to the updated guidance, for claims starting on or after 1 December 2020, employers will not be able to claim for days where the laid-off employee is serving the statutory or contractual notice period.

This will apply to employees serving a notice period for reasons including resignation from an employee or are made redundant and serving a notice period.

This substantial change in the rules may limit the number of people employers will re-employ in order to put on furlough unless they are assured that their jobs will be safe when this scheme comes to an end.

Deadlines

For furloughed employees, up to 31 October, claim must be made by 30 November. Claims related to employees laid off under the extended scheme for periods starting on or after 1 November should be made by 14 December. For claims after that, no later than 14 calendar days following the month claimed for.

Need help with Extended Furlough Scheme Guidance for your business in Wormley or Walthamstow? Click here, and we would be happy to help you.

Get in touch with an expert tax accountant in London.